The National Disability Insurance Scheme (NDIS) has transformed the lives of hundreds of thousands of Australians living with disability by providing funding for essential supports, including housing options that promote independence, safety, and community participation. For many people with significant disabilities, finding suitable housing can be one of the biggest challenges. NDIS housing addresses this by funding specialised accommodation, daily living assistance, and modifications that enable participants to live as independently as possible.

One of the most impactful NDIS housing supports is Supported Independent Living (SIL), which helps individuals with higher support needs live in shared or individual homes while receiving tailored assistance with everyday tasks. At SIL Connect, we specialise in connecting NDIS participants with quality SIL providers across Australia, making it easier to find the right home and support arrangement.

Understanding NDIS Housing Supports

The NDIS does not directly provide housing or pay rent, utilities, or everyday living costs—these remain the responsibility of the participant, just like for any Australian. Instead, the NDIS funds disability-related supports that make housing accessible and sustainable. The main housing-related supports include:

• Specialist Disability Accommodation (SDA): Purpose-built or modified homes for those with extreme functional impairment or very high support needs. SDA includes features like wheelchair access, smart home technology, and robust construction to enhance safety and independence.

• Supported Independent Living (SIL): Funding for 24/7 or high-intensity support workers who assist with daily tasks in a shared or individual home. SIL focuses on building skills for greater autonomy.

• Individualised Living Options (ILO): Flexible packages for people with lower to medium needs, helping them live in their preferred home environment.

• Home Modifications and Assistive Technology: Funding for ramps, handrails, or equipment that makes a home more accessible.

• Short-Term or Medium-Term Accommodation: Temporary options while awaiting long-term solutions.

These supports align with the NDIS goal of empowering participants to choose where and with whom they live, fostering greater social and economic participation.

What Is Supported Independent Living (SIL)?

Supported Independent Living is a core NDIS support for people who require ongoing help with daily activities due to their disability. It provides assistance or supervision with tasks such as:

• Personal care (showering, dressing, grooming)

• Meal preparation and household management

• Medication management

• Community access and social engagement

• Overnight support for safety

SIL is most commonly used in shared living arrangements, where participants live with others and share support workers, making it cost-effective and community-focused. However, it can also support solo living if needs justify it. The focus is always on skill-building—participants gradually learn to manage more tasks independently, boosting confidence and reducing long-term reliance on support.

To qualify for SIL, participants must:

• Be an NDIS participant (generally aged 18+)

• Have a permanent and significant disability

• Require at least 8 hours of active support per day, plus some overnight assistance

• Demonstrate that SIL is reasonable and necessary (supported by assessments from occupational therapists, psychologists, or other professionals)

Funding is determined through a roster of care, where providers outline shift patterns and costs, which the NDIA reviews and approves.

Benefits of NDIS Housing Supports, Especially SIL

NDIS housing supports deliver life-changing benefits:

1. Greater Independence and Choice Participants can move out of family homes or residential care, choosing their location, housemates, and daily routines. This promotes dignity and control.

2. Enhanced Quality of Life Accessible homes and reliable support reduce risks, improve health outcomes, and allow more focus on work, hobbies, and relationships.

3. Skill Development SIL emphasises capacity-building, helping participants master daily living skills for long-term independence.

4. Community Inclusion Well-located housing near services, transport, and amenities encourages social connections and participation.

5. Family Relief Families often experience reduced stress, knowing their loved one is safe and supported.

6. Cost-Effectiveness Shared SIL arrangements are often more affordable than institutional care, and individualised options can be more sustainable.

As of 2025, over 25,000 Australians benefit from SIL, with many more accessing other NDIS housing supports. These options have enabled participants to transition from group homes or aged care facilities into community-based living.

How SIL Connect Helps You Access NDIS Housing

At SIL Connect, we simplify the process of finding the perfect Supported Independent Living arrangement. Our platform connects NDIS participants with registered providers offering vacancies in high-quality, accessible homes across states like Queensland, Victoria, New South Wales, South Australia, and more.

We provide:

• A user-friendly directory of SIL providers and properties

• Expert guidance on NDIS applications, rosters of care, and funding

• Person-centred matching to ensure the right fit for your goals and preferences

• Support for providers to list vacancies and reach participants efficiently

Whether you're a participant seeking a new home or a provider looking to expand, SIL Connect makes NDIS housing more accessible and transparent.

Getting Started with NDIS Housing Support

If you or a loved one are considering NDIS-funded housing:

1. Discuss your home and living goals with your NDIS planner or Local Area Coordinator.

2. Gather evidence from health professionals about your support needs.

3. Explore options via the NDIS website or providers like SIL Connect.

4. Request a plan review or change of circumstances if needed to include SIL or other supports.

The NDIS is committed to ongoing improvements, including better choice in housing and safeguards against poor-quality arrangements.

Conclusion

NDIS housing supports, particularly Supported Independent Living, empower Australians living with disability to live safely, independently, and with purpose in their communities. By funding the right accommodations and daily assistance, the scheme breaks down barriers and unlocks potential.

If you're ready to explore SIL or other NDIS housing options, visit silconnect today. Our team is here to help you find a home that truly fits your life.